Merchants Make Business Better with Cash Discount

Are you a business owner? Do you love your credit card processor? Perhaps, not so much?

At Bay State Merchant Services, clients love them! Bay State has been a local business for over 20 years and they are passionate about helping merchants make business better.

Bay State Merchant Services now offers a credit card processing program that can reduce your credit card processing fees up to 90 percent. That’s right – 90 percent savings! With our patented and legal program, we can reduce your merchant fees up to 90 percent.

At Bay State Merchant Services, “We love what we do,” said owner John Perkins. “We educate merchants to know they have choices, and that credit card companies aren’t going to run their businesses anymore.”

So how does this work? With Bay State’s Cash Discount program, it allows the merchant to give all cash -paying customers a discount at the time of check out. Merchants can encourage and incentivize their customers to pay with cash. When a customer decides to pay with a credit card, a convenience fee will be applied to the purchase. This fee is then applied to the merchant’s credit card processing fees and covers the majority of their credit card processing costs.

“The fee to use a credit card is actually much smaller than the fee that customer will have to pay to take money from an ATM,” said Perkins. “It makes more sense to use a credit card, and pay a tiny fraction of that fee to the merchant, instead. Here, both the customer and the merchant benefit.”

Other credit card processing companies charge added fees/expenses to the merchants’ monthly statement, as well as increase their rates from year to year. Credit card companies often lock merchants into long contracts, followed by increased pricing that you can’t get out unless you pay another fee.

Bay State Merchant Services is committed to providing its customers with honest merchant processing at very competitive rates. Bay State is confident in its ability to be competitive, and will show you the results in a side-by-side comparison.

For more information, and to find out how you can save money on your merchant processing services, visit

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About Ann Luongo

Ann Luongo is the Marketing Writer and Lifestyle Reporter for, and has been writing for Cape Cod and South Shore publications for over 15 years.
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