Reliable Merchant Processing, Just in Time for the Holidays

The holidays are fast approaching, and businesses large and small are already preparing for the influx of shoppers – not only with holiday décor and gifts, but in the behind-the-scenes mechanics that must work smoothly and efficiently for a successful end of year.

For businesses, this means having the right merchant processing system from a company with a track record of reliability, like Bay State Merchant Services.
“I started the company in 1995 at the advice of a good friend,” said John Perkins, owner of Bay State Merchant Services. “At that time electronic processing was just getting started and only 25 percent of merchants took credit cards. When I got started, the first thing I recognized was the poor service that merchants had to deal with, and the lack of understanding most had about the process.”

East Dennis was Bay State’s first location. Perkins had lived on the Cape for 15 years at that time, and felt it was the perfect place to start. “Now, the company has offices in Rhode Island, Florida, Wisconsin, Nevada and two offices in California,” he said.

Bay State Merchant Services is committed to providing its customers with honest merchant processing at very competitive rates. Bay State is confident in its ability to be competitive, and will show you the results in a side-by-side comparison.

Perkins added that the problems he has seen with other merchant processing companies include that business owners use companies that are not local, and often have no one to turn to when they need help. Others also charge added fees/expenses, as well as increase their rates from year to year, while locking customers into long contract, followed by increased pricing and you can’t get out unless you pay another fee.

There are no contracts needed with Bay State Merchant Services, Perkins said, and no set up fee or equipment. If you currently process with Bay State, and you’re approached by someone offering you a deal that sounds too good to be true, “Call us and we will analyze that offer based upon the actual history of your processing experience, not by guessing,” Perkins said.

If, during the term of your current Merchant Processing Agreement with us, you receive a legitimate written offer, including all applicable rates, fees, and charges, including without limitation, monthly fees, discount fees, surcharges, per item fees, etc., that would result in you paying less per month for your credit card processing, Bay State Merchant Services will meet or beat that offer, or pay you $1,000. It’s that simple.

“Just give us a call,” Perkins said. “We will do a free rate quote and if you are in a contract with a cancellation fee, we may pay it off for you.”
For more information, and to find out how you can save money on your merchant processing services, visit

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About Ann Luongo

Ann Luongo has been writing for Cape Cod and South Shore publications for over 15 years.
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